Your questions answered

Affirm

Pay at your own pace, starting at 0% APR with Affirm.

Frequently Asked Questions

What is the Affirm?

Affirm offers real-time financing for online purchases. With Affirm, you can buy and receive your purchase now, and pay for it later in fixed payments every 2 weeks or flexible monthly payments*.

How Does Affirm Work?

Affirm’s loan application process is painless. Promise. Let’s go through it step by step:

  • Select “Affirm” from the billing page or review order page, then click “Complete Purchase with Affirm” to launch the Affirm pop-up experience.
  • In the Affirm pop-up, you will be prompted to enter a few pieces of information – your name, phone number, email address, date of birth, and last 4 digits of your social security number.
  • Affirm will send a text message to your cell phone with a unique verification code.
  • Enter the verification code into the application form.
  • Within a few seconds, Affirm will notify you of the amount of your fixed payments.
  • If you would like to accept the offer, click “Confirm Loan” and you’re done. 
  • After completing your order, you’ll get monthly reminders about your upcoming payments. You’ll also have the option to set up AutoPay (so you don’t miss a payment). In most cases, your first payment will be due 14 days from the date the merchant (that’s us!) finishes processing your order.
Does Affirm Run A Credit Check?

Yes, but no worries! Affirm runs a credit check when you apply for a loan, but this won’t impact your credit.